Love Cycle Essay Example for Free

Love Cycle Essay The rain starts pouring that particular early evening. Other students run towards buildings for shelter, but I do not notice the cold. How I feel is more overpowering than the disgust I would have felt for me getting soaked at any other time. My feet automatically stop right next to the bench where I have first seen her. That was what, more than a year ago, and I have not seen her for six months now. My beautiful, sweet Angie. Nothing could have prepared me for that one, fateful night when I passed by the same spot on my way home and, against the darkness of the park, I noticed a girl with her head bowed, her arms propped against the bench, and her hair covering her face. It was raining then, too, and that forlorn figure got me worried in spite of myself. So I had approached where she sat, and carefully asked, â€Å"Uhm, miss? † She did not look up. Maybe she was a stone sculpture, until I heard a hiccup. â€Å"Miss, are you OK? It’s raining and, uh, it’s kind of dark here. † The girl slowly sat upright until she was looking at me directly. I swear I heard angels singing when she trained those eyes on me. But they were sad, tear-stained eyes. I could not help thinking what possibly made such beautiful girl cry. Yes, she was beautiful even with the dark stains in her cheeks. Despite the situation, the guy in me just could not stop checking her out. She looked tall and slender. Her hair was long, almost reaching her elbow. She had these thin eyebrows, the kind I usually looked at in women. They made her eyes look bigger and God, didn’t she have the longest eyelashes. What guy wouldn’t fall for a woman who looks like her? My scrutiny halted when she muttered, almost inaudibly, â€Å"I’m OK. † Her voice sounded sweet to my ears. I have never been a picky person, except when it comes to women. I can eat anything, anyone can be my friend, but I can never just pick out one woman from the crowd and pursue her ‘til she say that sweet ‘Yes. ’ I guess maybe that’s the reason why I fell hopelessly in love with Angie. She just appeared into my life without warning, and she never sent any signal to my direction that she likes me, too. A week after that incident, I was forced to do some researching at the main library. By any choice, I would have chosen to play hoops with the guys, but my grade was on the line. Little did I know that I’d see her for the second time, in the library. The funny thing was we were obviously looking for the same thing because we reached for an old book at the same time. When we looked at each other, I found out it was her. She must have recognized me because she tentatively smiled. â€Å"Uh, go ahead,† I said, ever the gentleman. She took the book and said, â€Å"I guess there’s only this copy here. By the way, I’m Angie. You were that guy. † It made me smile because she did remember. â€Å"Yeah! I’m Skip. † When she looked puzzled, I added, â€Å"Actually it’s Steven, but I’m usually called Skip. † It was a year ago now, but I can still remember the way she smiled when we studied that book, or the way her face lit up whenever she talked. Eventually we became friends as we found out we had the same teacher but a different schedule on a subject. That friendship entitled me to see her everyday and talk with her. As days and months passed, I became more attached to Angie. Sometimes I would decline my mates’ invitation for one basketball game just so I could accompany Angie to wherever she wanted to go. I found out that I immensely enjoyed her company because we have so many things in common. We both grew up in a broken family; she lived with her father, while I grew up with my mother. The comfort we found in each other after talking about a similar experience drew us ever closer. It dawned on me one day that I have fallen in love with Angie. Every time she’s away, it creates a hollow feeling that only she can fill. Even my friends noticed the change in me. I was too afraid to let her know. The last time I pursued a girl, she turned me down even before I could ask her. I felt that it might happen the second time around with Angie. That would surely crush my heart, or any chances of her and me ending up together. More days passed. I got the shock of my life when one night, while I was at the apartment studying with my friends, she came barging into the room wearing the biggest, most beautiful smile. I was imagining her telling me, â€Å"Skip, I just found out that I could not live without you! † Instead, she told me and everyone else, â€Å"Skip! My goodness, you wouldn’t believe this! Will finally asked me! † I frowned upon hearing that name. I only met Will once or twice, and it didn’t dawn on me that he was pursuing my Angie, too. I didn’t even know if the two dated. After Angie told me about him, I felt like the world was crushing me. Would she have worn the same, big, beautiful smile if I asked her? Probably not. I died when she next announced, â€Å"Skip, he asked me. How could I not say yes? We dated a few times but we always see each other during Math II and†¦Ã¢â‚¬  I no longer heard the rest of it because I stood up and, without saying anything, locked myself in my room. I didn’t hear her knocking, nor her voice pleading me to come out and tell her what’s wrong. The erratic beating of my barely functioning heart was too loud for me to hear anything. What Angie said, it was like a dagger. After all this time, I’ve been building my courage to finally tell her how I feel. But she beat me to it, with a very cruel message. Anger, regret, and resentment rolled up until I couldn’t take it anymore. I wanted to shout, to hurt myself. But how could I rewind the time, back to the days when I was on the verge of professing to her? I never felt so bad in my life, not even the way I feel about my last unfortunate episode with a girl can compare. I have loved Angie, so much in fact that I can give up anything. I nurtured this feeling until it blossomed into full-blown love that is far from what any man can comprehend. I wanted her back. I wanted back my Angie. It was so unfair. I know I haven’t indicated that I feel something special for her, but how could she not notice? It was like telling me, in my face, that she doesn’t think I’m good enough for her. It was too much that I found myself crying into the night like I never did before. The tears just wouldn’t stop even if I reminded myself it was not a macho thing. But who cares? The woman I’ve secretly loved for so long, just fluttered away. I found out it was hard. Since that night I avoided her, ignored her calls, her messages. I was hurting so much that I didn’t want to see her. Eventually the calls and messages stopped. I barely saw her in the months that followed. If I did, she was in the company of that guy who could have been me had I dared to tell her. I tried to move on because I can see that she’s happy. I was just unsure if it would be a great idea right now to be friends with her again. So the days and months that followed, I immersed myself into studying, hanging out with my friends and signing up for other activities to help me forget. I knew there was no other way but to forget, and forget I did. So in that early evening, I sit where she sat more than one year ago. The rain was accommodating, falling endlessly and washing the tears from my eyes. I was not crying because of regret, but because of the fact that I really did move on after all. I prop my hands over the edge of the cold bench and watch as droplets of rain create ripples in the puddle of water on my feet. Suddenly, rain stops falling in the puddle but it does not stop entirely. A pair of shoes appeared just next to the bench, and I noticed that a shadow stretches over the lawn in front of me. A female voice carefully asked, â€Å"Excuse me. Are you alright? † Yeah, it’s time for me to let go. Time can heal all wounds, and rain can wash away tears. I couldn’t help smiling at the turn of two similar events: one more than a year ago, and the other, right now. With a smile I looked up into the worried face of a girl holding an umbrella towards me and I said, â€Å"Yes, I’m OK. †

Credit Rating Agency: Impacts of Regulatory Changes

Credit Rating Agency: Impacts of Regulatory Changes How rating agencies operate, and recent regulatory changes. Credit rating agency is a private company that is assigned to detect the creditworthiness of businesses, individuals or other organizations. It uses very many factors to assess the ability of the borrowers to repay their debts. It is majorly based on the borrowers solvency. The main instruments rated by the rating agency are the government bonds, corporate bonds, stocks exchange, municipal bonds and security collaterals. These obligations to assess the creditworthiness is issued by the companies especially banks in order to give loans to other business or companies. The agencies have been in practice for a long period since the 20th century. The agencies have certain regulations that governance its operations. This work explores the activities of credit rating agency how they operate and reasonable regulations that have changed recently (White, 2010). The main purpose of the rating agencies is to give the rating to businesses that issue debts, which involve Private Corporation and the national government and other forms of government. The agency has proved to be important in the lending, and the financial industry as information is for the investors to demand to receive adequate compensation for the risk involved in any particular investment is critical (White, 2010). Investors take into account the credit rating to help manage the range. Lower rating translates to greater lending risk by a lender. In consideration of the market trends, the investors may lend at larger rates in higher risk to protect against the risks thus, having an overall effect of raising the lending rates. Credit rating agency is also essential as the information they provide are used to determine the interest to be charged on loans given or possible returns expected. Business with a low rating and high risk would attract high-interest rate while the high rating and low risk would attract the low-interest rates. The investor seeks such opinions from the rating agencies in order to make appropriate investment decisions. In history, as from the beginning of the 20th century, three companies, Fitch, Moody, and standard and poors were formed to help the investors to access the ability of other individual be able to repay loan or assistance given to the by such institutions. For Fetch, it had a unique characteristic of publishing its finding on the stock and bonds financial statistics. The standard and poor it had the same approach as for the Fitch Moodys company but was a bit different, as it was proving its rating on the government bonds. The companies help so many organization and business to consolidate their asset and operation thus improving lending among the companies (Pinto, 2006). Creditworthiness, being the capability and willingness to make full payment of debt in required time, some companies due to financial constrain cannot be able to make such commitments. In order to determine the timely debt payment a number of factors are considered, the financial risk, industry risk, business and risks associated with management. This factors if not put into consideration a business cannot repay the debt. With the factor in place, certain criteria are used to assess the credit rating process (White, 2010). In order for any business to repay debt, the venture should be able to generate sufficient cash to fund all its operation and still have the excess to be used for the repayment of the credit. And the most important is the ability to repay the debts in full within the stipulated time happens is what most credit rating the companys main point of interest (Pinto, 2006). Certain factors are use in determining the rating for businesses, these factors considered can be grouped as either qualitative or quantitative. These factors also depend on the type of business in question. Different businesses have different fundaments and management structures. The environment of operations also marks an important factor. Business can prosper quickly or perform poorly based on the area it is situated. The industry in which the company operates is also important as some industries attract more risk than others or have a varying degree of requirements to run. The extent of market dominance as it provides the positions and influence in its operations. With all these factors in place, its possible to determine and make a comparison between the financial and business risk (Pinto, 2006). Quality analysis The environment of operation is coupled with the company itself before rating the company. It is important to have a detailed analysis of any operating risk of the issuer which involves its internal and the external business environment. Then there is analysis to evaluate the financial risk involved. Assessing the financial risks would help to keep the potential of the firm to repay the depths. Industry An industry in which the issuer is active determines the external factors in which the business can be successful, or it can fail to perform in. This gives the credit a platform in which it can assess the business qualitatively. The rating takes into consideration the mode of the company cycle and its volatility as it a tool for the long-term assessment of the capabilities to repay the loan or debts involved. In this case, the level of capital intensity and competitiveness make the critical business environment; It influences the rating since in most scenarios these factors impacts on the cash flow within the firm and the timely debt repayment (Pinto, 2006). To arrive at a rating, a real business profiling is conducted which involve in-depth analysis of the finances and the business itself; this profile is in conjunction with the riskiness in the particular industry. If a company operates in a relatively risky industry there a possibility of slightly lower rating irrespective its of the financial performance (Pinto, 2006). To case study on the industry, an oilfield service company is considered. The industry involves the companies that drill, provide oil services and gas exploration. These companies do suffer if done profile do not incur financial risk, but in case it is there its in low level, but instead, they have the business risk. Its characterized by the firms being highly specialized thus limited product are offered, the risk they are involved in are hard to avoid, the risks are spillages, contaminations, environmental risks and political risk. There is no barrier to entries posting possibility of stiff competition among other critical factors. The business risk assessment; the size of the rating would be able to tell if it will be able to withstand the petroleum price that is extremely volatile. In these feeds of operations, the economies of scale matter a lot since for the business with large sizes are not significantly affected by the changing prices. Other factors that are used include; operating efficiency which involves the cost of operation and the influence due to the ever-changing prices, capital intensity, sovereign governance, and the corporate governance. Other important factors considered are contractual position, diversification in customers, environmental factors and workforce enterprise (Pinto, 2006). In the rating, the financial and the business risk are blended to come up with the best rating. In most case, in such an industry the business risks are more than the financial risk. However, at some low level of rating the financial risk take precedence to environmental factors. The position in the market Market position in most cases may override if the business that operates in highly competitive environment which happen when assessing the industry. The critical factors to be considered include, the ability to influence or maintains prices in the market, for the sake of customers who are key and the products are diversified, in case there is competitiveness in the market and above all to what the business market share (Pinto, 2006). Taking business size into consideration only is only helpful in rating if the size has an influence on the cash flow regarding cost, operation efficiency, and the economies of scale which mainly experienced in oil industry explained above. Market position is, therefore, important in gauging the ability to cope with changes or disruption factor influencing its existence. If a business is a dominant business in a particular environment, it means that the firm can easily carry its operations but still manage to pay its debts obligations within time. This is because such business has a broad customer base so they can have good returns within a short period. Assessing based finance would give high results result. Business management The way business is managed greatly determines the creditworthiness. The analyst would consider the management skills in their ratings. Excellent managerial skills to business have many benefits to the success of the firm. However, in rating management, it is evaluated in more comprehensive perspective more than just operational success. The tolerance is a critical determinant. Tolerance in business manage is the ability to sustain the business running despite other factors that may hinder smooth business operation. Factors that would rate the company include maintaining market positions with a well-established managements track record, the long-term financial performance of the venture, having established efficient operating system form the basis of qualitative analysis if the rating. Rating base on management further takes into consideration the following. The company policy, establishment of policies should be in line with the objective of the business. These should stipulate the financial risks that are involved and incase the do exist, the appropriate ways to mitigate them. An analyst would particular concentrate on the financial risk polices created by the company. Organizational considerations The senior management plays a significant role in determining the success of the business. The management is the core decision makers, and the analyst relies most on the decisions they make to run the decision. The number of people involved in the process of decision making and the frequency of its adjustments. Problem crops in when old decision are still being used to influence a business that is in an ever changing market trends. Adding to risk tolerance, the reliability and credibility in determining the creditworthiness are based on the tolerance. Businesses which are at high-risk financial aid are starting businesses. So many challenges are normally encountered in the business before it gains stability especially in a highly competitive environment. If the management can sustain such constraints and still be able to repay a particular loan with a stipulated time, then such a business could earn a higher rating in the credit rating agency (Pinto, 2006). Management strategy, any successful business should be able to anticipate the future base on its past and present. Having a short and long term strategies that predict the future and maintaining the strategies chosen to form the best platform for analysis. The short term plans short be engineered to ensuring maximum earnings to the business (Langohr Langohr, 2010). Quality analysis of corporate governance firms Still, on the management of corporate firm have a bit complex management compared to other business as it has many people involve in senior management position forming the board of management of which must participate in decision making of affirms. The board should be effective. To ensure the effectiveness of the board its primary role of oversight and ability is important. Once the decisions have been made, then its implementation is by junior members. The analysis focuses on the capacity of the board to have a big oversight that would see smooth operation with emphasis on incentivizing management in the execution of the financial responsibilities (Langohr, Langohr, 2010). The board should also be independent. An independent director would participate in decision management with a clear focused mind. Those executives with some degree of loyalty to their seniors do not make rational decisions as their decisions are influence by their relations which may set back the corporate especially its finances which the main point of focus in the rating Financial discipline and accountability is another major consideration by the credit rating of the business. Factors that are considered are the compensations within the organization. A corporate which grants remuneration far above what is normal in the market is likely to have low ratings. Money transaction among the stakeholders such as top management, the sister companies and between shareholder cannot be trusted as accountability is likely to be a problem (Langohr Langohr, 2010). Companies or nations In rating countries or companies, the following factors are considered. The political risk; most companies do have internal politics. Business politics is good if it only it can embrace diversity and allows people to share their different ideas get synergize them together to come up with better solution or leadership to the business. In cases where bad politics is present, the probabilities of financial impropriates are high which would give a poor rating. National politics could lead to a country of peace which business operations are being carried on smoothly. In such an environment with political stability, a business can carry out its operations to get funds to pay their debt within time. This also applies to government borrowing. In case a country is in turmoil business are negatively affected thus their ability to repay their debts due to the risk involved is lowered therefore in such case the rating would relatively reduce irrespective of other factors. Regulatory risk; the laws that are enacted by countries are supposed to create a conducive environment for enabling business. The government should adopt policies or sign trade agreements that protect the local investments. In such as case, the economy grows allowing business and the government to repay loan. Some countries do enact monetary policies that act like a bullet shooting them in the foot. These policies may affect the countries internal and foreign investments. External risks: These risks relate to the treat such as wars or trade sanctions. A country that is engaged in war is at high risk of punishment by trading blocks and other external countries. In case a country receives such treat the implication is that its not able to carry any business with other nations. Which means it cannot be able to earn foreign exchange and which is used in repayment of government borrowings Fiscal risk; this depends on the balance between the government borrowing and expenditure. Is the government borrowing too much and spending away? Majorly the problem of over borrowing is common in third world countries in which the government officials are corrupt. Government borrowing is supposed to channeled to project that could create the return to help repay such loan. Countries with poor quality fiscal policies are rated lowly by the credit rating families. Economic risk; the economy of a country is determined by the gross domestic product. When there is a case of a poor economy such as the in a case of civil wars, the government cannot collect taxes, and there are cases of inflation which affect the countrys and companys ability to repay the loans(Pinto, 2006). Accounting Creditability and accountability of finances in an organization is shown by good accounting. The financial reporting is a clear indication that a business is financially disciplined. Credit institutions rely majorly on the accounting statements of a business. Accurate and transparent accounting books can motivate financial institution to grant credit facilities to business. On the rating, unclear books of accounting that could be as a result of interference by the management or workers have a negative implication on the assessment of the creditworthiness of the business. The agencies would also use the accounting theories in areas as depreciation, goodwill, consolidations and pension provisions that would demonstrate a true figure of financial performance (Pinto, 2006). Quantitative analysis Other than the qualitative analysis where there is detailed assessment of the finances is analyzed there is also a quantitative survey by the credit rating agencies. Quantitative analysis deals more with the cash generation ability of the issuers. To detect long-term sustainability an important ratio is considered, the profitability and the debt coverage ratio this requires the provision of financial projections for a period of next three or five years. The quantitative measure and development and trend are significant in the analysis. Profitability Profitability is determined a by a number of financial ratios. The ability to make profit is the main determinant of the level of credit protection and the degree of credit risk for investors. The potential to obtain capital internally and enter the external capital sources is directly proportional to the companys returns and operating margins. The margins i.e. operating income and sales provide the issuers profitability as a result of revenue growth excluding the profits. Comparisons are possible due to companies of the same level (Kisgen Strahan, 2010). Cash flow Payments of interest or principle are not made on the earnings Even though it seems to be connected to the profitability. When the operating cash flow is enough to services the debt and its operation that is the time it can be used to make payments. In credit rating methodology, cash flow is being taken as the most important as an essential part of the analysis. It is not possible to cover underperformance or loses through funds from external sources. Specific attention is on the extent the issuer depends on external funds and cashflow from operations. For companies to make future obligations, their cash flows are integral. It further focuses on the leverages, coverage, and earnings which are used accounting methods which are a particular and different valuation of assets. This implies that at no point it will mirror the correct financial position of the issuer and his ability to service the debt (Kisgen Strahan, 2010). Flexibility of finances When the company is under constrains, they react in a particular way shown by the financial flexibility. The rating checks at the debt serving during the time in which the finances are volatile in the business and in case the company could be having any other sources considered as external. The financial flexibility is directly proportional to funding options that are available for business. The flexibility in the finances is affected by the debt levels especially the short-term debts. Other effects to financial flexibility are loans with more restrictive terms, possibilities of legal issues, insurance covers missing and pensions which are not fully funded (Kisgen Strahan, 2010). Capital structure This is the dependence of business on the external source of funds. This highly affects the debt serving ability. If a company entirely depend on the external source, it is hard to predict how it would be able to repay the debt (Kisgen Strahan, 2010). Pros and cons Credit rating agencies like any other agency have pro and con in its operations. The advantages include they help institutions get better rates. For institutions with higher grades are in a position to borrow many at the rates which are favorable, it is a kind of an incentive to the businesses with good management and whose creditworthiness is not doubted. Help warn investors of risky companies; for the investors who want to invest in high risk, businesses are in a position to know the level of returns they expect from companies of low rating. It is due to this high risk that such investors are able to make surplus compared to the other normal investors. Provision for a room for improvement as a good incentive for the business rated poorly, it is an opportunity for them to realize the areas they should change in. A common challenge is that such businesses are normally in denial of their debt status. However, for those that accept do get advice as an incentive to their improvements. Since anything with advantage must have the other side, the cons of credit rating include evaluation being highly subjective; the rating between different companies varies considerably. This because there exist no known standard formula or guideline used by credit rating institutions in their work, the general rating is based on their judgments. The possibility of a conflict of reference: In making reference to cases in the department of justice USA where there was a possibility of a conflict of interest in mortgage-backed securities that collapse in 2008. The rating companies at times provide their services to companies which make the private request. However, they can make such rating and give to investors even if the requesting company still pays them. Conflict of interest to occur when the business does not a company is given good rating they do not deserve on the basis that this rating company wants to retain them as their customers (Mulligan, 2009). Lastly the ratings are in most cases not very accurate. For a long time the way the agencies rate have been subject to a lot of questioning. In as much as they do have a consistent rating, it does not translate to accurate rating. The inaccuracy can be case studied mortgage-backed securities that recessed despite the good rating it was given by then. New regulations on the credit rating agencies Reform Act has been enacted to with the aim of improving rating quality, investors protections and for the transparency, accountability, and competition in the credit rating market. I the USA the amendments geared toward the CRA include CRA reform act of 2006. The act raised the number of NRSRIs which lead to increase in competition among the CRA, in case there was no-action letter process in designation, then an agency can seek to designation by submitting applications to SEC with the new laws (Hill, 2012). The CRA companies were required with the new regulation to adopt NRSROs of particular policies and procedures which would prevent misuse of non-public information, materials and on the issue of management potential of interest; SEC was mandated to inspect these adoptions by the CRAs the new regulations further demand that NRSRIs are to provide their procedures and methodology in which they use to in rating, provide the SEC with information regarding quality of information, accuracy and reliability, including the information from the third parts used in rating the issuance, the NRSRO was to have board of director who is independent as they give internal control which implements, maintains and enforce the policies, methodologies, and procedures of credit rating. Right of action against ratings agencies can also be brought by the investors regarding the reckless failure to conduct a reasonable investigation of the fact or use of independent source to gain information. Qualifying exams and continuous education were enacted, and it was mandatory for the analyst to do and pass the exams. Other international agencies also such as the European Union also stipulated some of the rules for the rating agencies. The new rule seeks to reduce overreliance on credit rating, which specifically was dependent on the external rating but instead, financial institutions were to strengthen their risk assessment programs. The credit rating companies were to be more accountable for their activities in case there was intentionally or due to the negligence of other regulations. Conclusion The credit rating agency is important organs for the investor to base the decision in their rating as it gives the picture of the creditworthiness of the issuer. The investor can determine more accurately the returns from the investment and the risk involved in a particular investment plan. Financial institutions also can use the report from this agency to reduce the possibilities of high loan defaulters in their operation. However due to poor historical misconduct of some of the agencies and numerous disadvantages associated with such agencies companies have made losses and recesses as well. In line with this US government together other-other international bodies enacted laws and regulations to that strict governance the agencies and its operation by majorly making reference to mortgage-back securities. References       Hill, C. A. (2012). Regulating the rating agencies. Wash. ULQ, 82, 43. Kisgen, D. J., Strahan, P. E. (2010). Do regulations based on credit ratings affect a firms cost of capital?. Review of Financial Studies, hhq077. Langohr, H., Langohr, P. (2010). The rating agencies and their credit ratings: what they are, how they work, and why they are relevant (Vol. 510). John Wiley Sons. Mulligan, C. M. (2009). From AAA to F: How the credit rating agencies failed America and What can be done to protect investors. BCL Rev., 50, 1275. Pinto, A. R. (2006). Control and responsibility of credit rating agencies in the United States. The American Journal of Comparative Law, 54, 341-356. White, L. J. (2010). Markets: The credit rating agencies. The Journal of Economic Perspectives, 24(2), 211-226.

Gender Roles and Marriage in The Proposal by Chekhov and Country Lovers

In the following essay I will compare and contrast gender roles and marriage between â€Å"The Proposal† by Anton Chekhov and â€Å"Country Lovers† by Nadine Gordimer to showing how women tried to survive in controlling their identity. This essay will compare and contrast each of the characters used by two very different writers. The early 1900’s era was not kind to people in their struggle for what they tried to accomplish with their lives. Nadine Gordimer was born 1923 in Africa. She was against the opposition that the black people of Africa had to face and stressed this issue in her writings. She was awarded the Nobel Prize for literature in 1991. Anton Chekhov was also famous for Russia’s Pushkin Prize in 1888 and like Gordimer, he also wrote many short stories but sometimes ventured out into theater with several plays. Both writers lived abroad sharing the use of conflict in their writings such as unrealistic expectations, endowment and social status. They used symbolism more as a contrast instead of a comparison, but compared lower class to higher class status for each of their characters in the two short stories that will be featured in this paper. In the article written by Gordimer that is titled â€Å"Twenty-one Years Later she states that â€Å"since 1980 other media have taken over from the printed word as the most powerful means of free expression. I remain as totally opposed to censorship as ever, but I am in a quandary when I touch the wrong button on television set and find I’m confronted with a couple making Shakespeare’s ‘beast with two backs’ in a truly beastly and violent sexual display that certainly could frighten any of the many children left to amuse themselves playing the channel keyboard of television. I’m more co... ...p107, 2 p. Contemporary Review Company, Ltd. Gordimer, N., 2001 Twenty-One Years Later, Biography, spring, Vol. 30 Issue 2, p. 277, 2 p. Kenyon, O., 1989 Women Writers Talk, Carroll & Graf Publishers, ISBN-10: 0881847054. Miller, R., 2008 Sweat. February 8, Collins Harper, Retrieved Website:http://www.zoranealehurston.com. Ritchi, D., 2003 Doing Oral History, New York: O U P. Seyhan, A., 2001 Writing Outside the Nation, U K: Princeton University Press. Singh, G., & Kumari, D., 2011 History Revisited in Oral History by Nadine Gordimer, Language in India, February, Vol. 11 Issue 2, p 296-303, 8 p. Trump, M., 1986 The Short Fiction of Nadine Gordimer, Research in African Literatures, Fall, Vol. 17, Issue 3, p 341-369, 2 p. Winkelmann, J., 2002 â€Å"Restless Legs† in â€Å"The Wedding Proposal†, Acta Neurologica Scandinavia, April, Vol. 105 (4), p. 349-350.

The Human Genome Project Essay -- Science Genetics Essays

The Human Genome Project On the brink of the 21st century, genetics is paving the way into a brave, new world where the discoveries being made will bestow upon us tremendous powers and possibilities that are restricted only by our imaginations. Many things long considered "science fiction" are well on their way to becoming reality. Advancements made by the Human Genome Project give us the ability to alter our own destinies along with those of our descendents. However, along with the benefits of increased control over our lives come the uncertainties: Will humankind choose to draw boundaries in regards to genetic choices? Where will those boundaries be? How will this affect our future? Could our deepened knowledge of the power of genetics threaten the biodiversity essential to evolution? Would we, in essence, be "playing God"? One thing is certain- life, as we know it, will never be the same (Rayl, 112). Before one can speculate intellectually about the benefits and uncertainties of genetic study, it is important to understand how we, as humankind, have reached this breaking point of science. The HGP began in 1990 as a 15-year project coordinated by the U.S. Department of Energy and the National Institutes of Health. It is expected to be complete by 2003, two years ahead of schedule, due to rapid technological advances. The overall goals of this project are to catalog the estimated 80,000- 100,000 genes in the human DNA and to determine the sequences of the 3 billion chemical bases that make up the human DNA. This new information will then be stored in databases, as geneticists then develop tools for its analysis. Finally, the HGP is to address the ethical, legal, and social issues that may arise from the genetic research (... ...ty, must agree upon a set of rules and standards that will govern the ethical, legal, and social issues surrounding the final outcome of the project. Clearly, we must do it quickly. References 1- Rayl, A.J.S., et al. "Genetics in the New Millennium." MINNESOTA MONTHLY. Aug., 1999:112- 124. 2- Human Genome Project Information. Obtained 20 Oct., 1999: http://www.ornl.gov/hgmis. 3- "The Future is Now." TIME magazine international. 8 Feb., 1999:VOL. 153 NO. 5. Obtained 20 Oct., 1999: http://www.pathfinder.com/time/magazine/articles/0,3266,20825,00.html. 4- Associated Press. "Unregulated gene testing can be faulty." Star Tribune. 21 Sept., 1999. 5- Holtzman, Neil and Shapiro, David, et al. "Genetic Testing and Public Policy." British Medical Journal. 14 March, 1998: 316(7134). Obtained 17 Nov., 1999: http://www.bmj.com/cgi/content/full/316/7134/852.

Confederate States Of America Essay -- essays research papers

"Don't kneel to me. You must kneel to God only, and thank him for the liberty you will enjoy hereafter" (Brinkley 414). President Abraham Lincoln spoke these words to a former slave that kneeled before him while walking the streets of the abandoned Confederate capitol of Richmond in 1865. Although there are several different questions of why the North won the Civil War, factors involving manpower, economy, military tactics and leadership, and presidential leadership, are all parts of a puzzle historians have tried to put together for years. I believe that these four factors should prove to be the most powerful reasons for the Union's destruction of the Confederate States of America. The presidential leadership of Lincoln will be revealed as the major influence over the other three factors. According to Robert Krick, an interviewee of Carl Zebrowski's article "Why the South Lost the Civil War," "the basic problem was numbers. Give Abraham Lincoln seven million men and give Jefferson Davis and Robert E. Lee twenty-one million, cognitive dissonance doesn't matter, European recognition doesn't matter, the Emancipation Proclamation and its ripple effect don't matter. Twenty-one to seven is a very different thing then seven to twenty-one" (Zebrowski 223). Despite the North's enormous population advantage over the South during the Civil War, other wars proved that size doesn't matter. For example, the Colonist's success in the American Revolution proved to Great Britain that America was an insignificant, but a successful opponent. "While Northern superiority in numbers and resources was a necessary condition for Union Victory, it is not a sufficient explanation for that victory," says James McPherson (Zebrowski 224). When looking at economic factors in the Civil War, we find that the war had a devastating effect on the South and a converse effect on the North. Because of the Northern blockade and the disconnection of Southern farmers from markets in the North, sales of cotton became nearly impossible. In the North, the war produced the same suffering as in the South, but "it also produced prosperity and economic growth by giving a major stimulus to both industry and agriculture," says Brinkley (Brinkley 384). Since all Southern products were out of reach for Northern Americans, the North enacted a completely natio... ...rs a sense of nationalism by letting them know that they didn't need help from other countries or from the seceded Southern states. Conversely, Confederate soldiers often disapproved of the Confederate president's own decisions for the South, rather than joint decisions with his cabinet. According to David Herbert Donald, of the article "Died of Democracy," "an Englishman reported that he had never heard such handsome cursing as when Confederate privates, off duty and "squatted cross-legged on beds," spent their evenings damning their superiors' "eyes and limbs" (Donald 84). Meaning the Confederacy's soldiers mocked their own government. In the North, Lincoln gave the Union armies the sense of enthusiasm and nationalism it needed to help breakdown the Confederate States of America. Lincoln and the North were destined to defeat the South. Regardless of whether it was manpower, resources, economy, or military, Lincoln knew he had the advantage and was not willing to let it go. Referencing the first quote of this report, Lincoln knew that God was on his side and that he was the man that would lead the slaves to their God-given right to freedom.

Global Health Nursing Primary Health Care/Primary Care

Global Health Nursing Primary Health Care/Primary Care This discussion will cover the demographic trends that impact global health today, look at patterns of health and disease that impact global health, explain the difference between primary health care and primary care, and review the World Health Organizations (WHO) priority for global health. There are many factors that affect global health including population, environment, and disease. One of the greatest pressures on the global community is the growing population. This demographic trend has a great impact on global health.The global population was 2. 8 billion in 1955 and is 5. 8 billion now. It will increase to about 8 billion by the year 2025. Average life expectancy at birth in 1955 was just 48 years; in 1995 it was 65 years; in 2025 it will reach 73 years (World Health Organization [WHO], 2012). The increasing population means more people living in urban areas; therefore the closer we live together the increased chance of disease and illness. The added people also puts an increased stress on the environment leading to air pollution, water contamination, and less land to depend on for food.The growing numbers presents a threat to health and the economy of many nations. In developing counties, malnutrition and disease are problematic; whereas in developed countries overcrowding leads to pollution, disease, and violence. With increasingly dense living arrangements and global travel, the health of the general populations is threatened by environmental factors and disease, for example, the H1N1 influenza pandemic (Nies & McEwen, 2011, p. 270). Mortality rate, based on disease patterns, vary throughout the world.The biggest difference depends on if it is in a developed country or a developing country. Of 57 million deaths worldwide in one year, 33 million are from noncommunicable disease, 18 million are from communicable diseases, and 5 million are from injuries and violence (Nies & McEwen, 2011, p. 271). Developed countries have the highest mortality rate of chronic disease patterns such as cardiovascular disease, cancer, respiratory disease, stroke, violence, and traumatic injury. While developing countries have the highest mortality rates of infection, malnutrition, and violence.Developed countries are able to reduce mortality rate due to diseases by improving sanitation and immunization through community health. As a country becomes developed, an epidemiological change occurs from risk of infection and malnutrition to having chronic disease. In developing countries, infectious diseases that contribute to high rates of mortality include acquired immune deficiency syndrome (AIDS), tuberculosis, endemic malaria, hepatitis B, rheumatic heart disease, parasitic infection, and dengue fever. Yet, these diseases could be reduced by 50% through effective public health interventions (Nies & McEwen, 2011, p. 71). When we discuss the global community, some tend to get the terms primary healt h care and primary care confused. Primary health care refers to essential services that support a healthy life including access, availability, service delivery, community participation, and the citizen’s right to health care. In contrast, primary care refers to first-line or point-of-access medical and nursing care controlled by providers and focused on the individual (Nies & McEwen, 2011, p. 276). In developing countries focusing on the individual in not realistic, the main focus is on the group, therefore primary health care is first priority.One must meet the basic needs such as safe drinking water and food before we can provide individual care. Promoting health worldwide is a great challenge. Several agencies play a part in accomplishing this goal, including the WHO. The WHO stated a goal of â€Å"health for all by the year 2000† back in the 70’s. This goal was then extended to 2010 once it was unattained. Working for the WHO as a nurse would require one to open their mind and think more broadly. The main focus would be solving the problems of the health care delivery system (Nies & McEwen, 2011, p. 275) in order to accomplish the stated goal.As nurses’ we need to look at the comparison between developed and developing counties because there is much we can learn. There is a need for health care reform, and the goal of â€Å"health for all† should guide this. Cuba and Canada were both recognized for reaching the goal of â€Å"health for all†. Collective responsibility or population-based focus must be established with less emphasis on the individual (Nies & McEwen, 2011, p. 275). Prevention is the first line of defense for the reduction of disease and illness. As a nurse working for the WHO, my main focus would be health care reform. Read also: The Advantage of Free Health CareNursing, as the pivotal health care profession, is well positioned to advocate on behalf of, and in concert with, individuals, families, and communities who are in desperate need of a well-financed, functional, and coordinated health care system that provides safe, high-quality care. Accessible, affordable, and high-quality health care will positively contribute to our individual health, the strength of society, our national well-being, and overall productivity (American Nurses Association [ANA], 2008, p. 4). References American Nurses Association. (2008). ANA’s health system reform agenda.Retrieved from http://www. nursingworld. org/Content/HealthcareandPolicyIssues/Agenda/ANAsHealthSystemReformAgenda. pdf Nies, M. A. , & McEwen, M. (2011). Globalization and international health. In Community/public health nursing: promoting the health of populations (5th ed. , p. 269-283). St. Louis, MO: Elsevier Sanders. World Health Organization. (2012). Global health observatory. Retrieved from http://www. who. int/gho/ncd/mortality_morbidity/ncd_total/en/index. html World Health Organization. (2012). The world health report. Retrieved from http://www. who. int/whr/1998/media_centre/50facts/en/

Middle East Democracy

The idea of installing a full scale democratic government in Iran is something that has undoubtedly crossed the mind of many prominent American politicians, but it has yet to come to fruition because of a number of reasons. For the most part, the promotion of democracy in the Middle East has been a well tried, but failed venture. While many nations in other parts of the world have been especially quick to pick up democracy, those people in Iran and other parts of the Middle East have not been so willing to embrace the idea yet. This has occurred because of the fundamental problems that seem to get lost in translation when western nations try to impose a government on the people in the Middle East. In order for democracy to ever work in Iran or elsewhere in that area of the world, these basic, fundamental differences must be addressed appropriately and ultimately be bridged, so that a common accord can be reached in the best interests of the Iranian people. The primary obstacles to democratic reform in Iran are many and they are tall obstacles. In short, these are basic problems that the people of Iran have with western governments and they are the sort of problems that will keep democracy from coming to Iran at this point. The main thing standing in the way is a difference in religious theory. Though democracy itself purports to support all religions and in effort to promote religious freedom, it is built upon Christian principles and has been a primarily Christian outfit since its inception. When the founding fathers designed the documents that started the nation, they opened up their Bibles for consultation. This is not a fact that is lost on the Iranian people, nor is it lost on the Iranian government. According to NationMaster.com, the statistics on religion in Iran are staggering. According to that website, 98% of the people in Iran are practicing Muslims (NationMaster.com). This in itself is something that creates major issues with democracy and stands as a barrier in the way of every having an active democracy in that country. Of that 98% clip, more than 89% of the Muslims are Shi’a, which creates an added problem. That sect of Islam has been particularly harsh in regards to American policy and democracy. In addition to the problem surrounding religion, there is a problem that exists over control of the country. The controlling party in Iran worked very hard to gain control of the country and they now have a system in place that rewards those who support them and cracks down on those that oppose them. This is done because the country is set up to allow this theocracy to have full and complete control over just about every aspect of the country, including the economy. Since their control is so widespread, there is lots of vested interest in keeping the controlling party in office. If they were to be booted out of office in favor of some new leaders, lots of angry people would be missing out on the benefits that they were used to receiving. According to MapsoftheWorld.com, â€Å"The chief of the state is Supreme Leader Ayatollah Ali Hoseini-Khomeini. The head of the Iran government is President Mahmud Ahmadi-Nejad. The Cabinet consists of Council of Ministers selected by the president with legislative approval† (MapsoftheWorld.com). This alone shows the near complete control that the leader of the government has over the country. Though the head of the government is an elected official, there is little to suggest that any elections are conducted in a fair manner. Though the government in Iran is technically considered a democracy because of the fact that they hold elections, one would be hard pressed to find anyone that would consider their system a clear representation of the people’s rights. A former American government official has even said in the last month that the democracy effort in Iran is one that will be tough to come by given the current state in the country and America’s current relationship with the leaders of that country. In a New York Sun article by Eli Lake, a former presidential assistant is quoted as saying, â€Å"There is not the expertise, there is not the energy for it. The Iran office is worried about the bilateral policy. I think they are not committed to this anymore† (Lake). If that quote is any indication, then the democracy effort in Iran has a tough future ahead of it. Overcoming the barriers to democracy will not be easy in Iran, but they are doable with the right policy. One thing to consider is that the religious preferences of the Iranian people are longstanding and they are not likely to change any time in the near future. As such, Western nations must understand that they are going to be dealing with an Islamic nation and they must make allowances for that. Though pure democracy in an American sense will never come off as being an Islamic idea, the proponents of such an Iranian democracy movement must make sure to bridge the gap that exists within perception between the two nations. They must paint democracy in its most positive light to the people of Iran, to make them understand that it is not something to be feared, but rather something to be embraced. If the basic differences in religious preference are going to be conquered, then democracy must appear to them as something that can be incorporated with their Islamic values. Having them adopt Judeo-Christian values is not an option, so if democracy is going to head to Iran, then it must be taken closer to their preferences. As far as power is concerned, this looks like a problem that might not have a solution. Given the fact that the controlling party is not likely to give up any of their stake in the nation regardless of what the American government has to say, a new democratic creation must take this into account. Though there is no way to truly overcome this obstacle, some progress can be made by insuring that the people in control right now understand that they will not be thrown to the dogs in a new democracy program. They will still have the chance to be in power if they are elected fairly by the people of their country. This will not likely be enough to pacify those in power, but that might not be possible in the long run. The primary supporters of democratic reform in Iran are mostly from Western nations and their interest is two fold. For American leaders, the establishment of democracy in Iran helps promote that sort of movement all over the world, and it helps to protect American interests abroad as much as possible. The hope of such a government would ultimately be to get rid of the tyrannical leader that runs that government. When tyrants are eliminated from office, the entire world is better off for it, according to American policy. According to a 2005 New York Times article, the American government is taking great measures to help this happen. They are being helped by leaders in other democratic governments. In an article by Steven R. Weisman, it is stated, â€Å"The Bush administration is expanding efforts to influence Iran's internal politics with aid for opposition and pro-democracy groups abroad and longer broadcasts criticizing the Iranian government, administration officials say† (Weisman). This widespread support from the American government has been continued, although it has been reformed since to meet its goals more effectively. The main opponents of democratic reform in Iran are fairly predictable, given the current set of circumstances in that country. The controlling party that runs the government has no interest in changing their ways, as it was the old system that allowed them to gain power and influence. They are the most powerful and influential group standing in the way. Almost as important in this stance against democracy are the religious leaders in Iran. They have a huge measure of control over the population since it is their job to give clarity on religious matters. Under the current theocracy, which is run with a great deal of religious emphasis, they have lots of control and economic swing in the country. This group is probably more important to influence, since it is their interpretation of the Islamic gospel that helps create the prevailing thought of the Iranian people. Given the fact that the deep rooted Christian values in democracy are no secret, it is highly unlikely that the Islamic leaders of Iran are going to relent on their position. In order to influence these political leaders in Iran, there is only one real solution that the American government can use. Since economic sanctions and threats of war do not seem to be working, the U.S. government has to take the initiative to establish some rewards for the leaders if they were to go along with democracy. Economic rewards are very powerful bargaining tools, because the Iranian leaders can get rich if they play their cards right. If the Western governments made it clear that they would provide clear support to any democratic reform, it may influence the Iranian leaders to make some changes to their current working system. Though the basic premise of democracy would indicate that any group should be allowed to jockey for position atop the government, Iran has to be handled somewhat differently. Given the previously mentioned statistics on religion in the country, it would be extremely unwise to allow any anti-Islamic groups to push for control of the nation. It would be unwise for a couple of different reasons. On one hand, they would have no chance of gaining control of the country and would therefore just be stirring the pot. This leads to the second conclusion, which indicates that such pot stirring would only have a negative impact on the reception of democracy. Since democracy has to be brought to Iran in conjunction with Islam, this is a recipe for disaster. One thing that must be considered when a person thinks about American influence in Iran is what kind of broad impact it will have on a number of different people. If America and other western nations were to make a push for democracy in Iran, it might endanger those people in the country that are there in order to do other good in the country. According to an article in the Washington Post by Karl Vick and Daniel Finkel, â€Å"Prominent activists inside Iran say President Bush's plan to spend tens of millions of dollars to promote democracy here is the kind of help they don't need, warning that mere announcement of the U.S. program endangers human rights advocates by tainting them as American agents† (Vick, Finkel). This means that the mere announcement of any such effort would immediately put people in danger within Iran. This is not important on the basis that it would endanger a few human rights workers. It is important on the basis that if such widespread distaste for America exists among the people, then there is virtually no chance of American-led policy to stick in the country. Other factors must be considered, though. If America wants to keep Iran from becoming the next big Middle Eastern super power, then something must be a done. While the foreign policy of the United States should not include the right and prompting to go to war on a whim, it should help protect American interests. The United States has spent countless dollars and thousands of lives in establishing a semblance of normalcy in Iraq. According to some people, any action in Iran would destroy the work already done in its neighboring country. A United Press International article by Claude Salhani reads, â€Å"However, any attack on Iran would reverse any gains made in Iraq. This point was repeated to the U.S. secretary of defense by various Gulf officials† (Salhani). The government of the United States has to be very careful in this case, as they are playing with fire, to an extent. The only way that the American government should put dollars and effort forward in an attempt to reform Iran is if they have a clear idea of how to get things done. Any plan that is devoid of such a clear objective would fail miserably. The objectives must be to help end tyranny in Iran and to protect American interests on a security level. They must be handled diplomatically, as a military conflict in Iran at this time would be a recipe for disaster, given the nuclear implications that exist. A Steven Erlanger article in the New York Times indicates the thinking of Israel on the matter of nuclear weapons in Iran. In his article, Erlanger writes, â€Å"Israel thinks that an American National Intelligence Estimate about Iran's nuclear weapons program, published in an unclassified version last week, is unduly optimistic and focuses too narrowly on the last stage of weapons development – the fashioning of a bomb out of highly enriched uranium† (Erlanger). This means that some uncertainty exists over whether or not the country has any real, threatening weapons. If they were to possess advanced nuclear capability, then America and other nations must make sure to tread very lightly in enemy territory. Works Cited Erlanger, Steven. New York Times. Israelis Brief top U.S. Commander on Iran’s Nuclear Activities. 11 December 2007. http://www.boston.com/news/world/middleeast/articles/2007/12/11/israelis_brief_us_commander_on_irans_nuclear_activities/ Lake, Eli. The New York Sun. ‘This Pretty Much Kills the Iran Democracy Program’. 8 November 2007. < http://www.nysun.com/article/66065> Maps of the World. Iran Government. http://www.mapsofworld.com/iran/about-iran/government.html Nation Master. Iran: Religion. < http://www.nationmaster.com/country/ir-iran/rel-religion> Salhani, Claude. United Press International. Analysis: Iran is Still a Threat for U.S. 10 December 2007. < http://www.upi.com/International_Security/Emerging_Threats/Analysis/2007/12/10/analysis_iran_is_still_a_threat_for_us/3136/> Vick, Karl, & Finkel, David. Washington Post. U.S. Push for Democracy Could Backfire in Iran. 14 March 2006. < http://www.washingtonpost.com/wp-dyn/content/article/2006/03/13/AR2006031301761.html> Weisman, Steven. The New York Times. U.S. Expands Aid to Iran’s Democracy Advocates Abroad. 29 May 2005. < http://www.nytimes.com/2005/05/29/international/middleeast/29iran.html>